Terms & Conditions

Welcome to Clear Debt Strategy. However you're using this site — browsing, comparing options, or asking us to match you with a personal loan lender — using it at all means you've read, understood, and agreed to everything below.

This site is built for one purpose: matching you with a personal loan lender who works with situations like yours. Clear Debt Strategy grants you a limited, non-exclusive, non-transferable license to browse and use the site toward that end. A handful of things aren't allowed:

• Interfering with, disrupting, or attempting to compromise our servers, systems, or connected infrastructure
• Trying to access an account, restricted area, or system component you don't have authorization for
• Copying, scraping, or reusing site content for commercial purposes without our written permission
• Uploading malicious code, spam, or unlawful, harmful, or abusive content
• Using bots or automated tools to submit requests or interact with the site dishonestly

Violating any of these gives us grounds to suspend or terminate your access, without notice, at our discretion.

Clear Debt Strategy is a marketing website, not a lender, loan broker, law firm, or credit counseling agency. We don't set your loan's rate or terms, and we have no say in whether a lender approves your request. What we do is match you with a personal loan lender who works with situations like yours — no independent specialist and no middleman in that conversation.

Filling out a request on this site doesn't create a loan and doesn't obligate any lender to offer you one. Every decision from there — whether to extend an offer, what rate or terms to propose, how to structure it — sits entirely with the lender, under their own underwriting process and the laws they operate under.

Nothing on this site — the articles, the tools, the guides — is meant to advise you; it's here to inform you. None of it counts as financial, legal, tax, or credit counseling advice. Before taking on any new loan or making a real decision about your finances, talk to a qualified professional who actually knows your full picture.

We do our best to keep this content accurate and current, but Clear Debt Strategy makes no warranty, express or implied, about its accuracy, completeness, or fitness for any particular purpose. Whatever you decide to act on here, you act on at your own risk.

Any numbers, rates, or example scenarios you see on this site are illustrations, not promises — they don't reflect what your specific lender will offer or what you'll actually qualify for. Whatever a lender proposes, if anything, comes down to their own review of your credit, income, and circumstances at the time you connect.

• Figures and rates shown here are for illustration only — none of them are guaranteed
• Not every lender offers every loan product, and terms differ by lender and by state
• Checking your options usually involves a soft look that won't affect your credit score; a full application and any resulting hard inquiry is a separate step your lender walks you through directly
• Taking on a new loan is a real financial commitment — missed payments can still trigger fees, interest, collection activity, or damage to your credit, the same as any other loan
• Approval, rate, and terms are decided solely by the lender you're matched to, based on their own underwriting criteria
• Any loan you accept is still governed by that lender's own terms and by applicable state and federal law

This site links to, and works with, personal loan lenders, service providers, and other outside websites. Clear Debt Strategy isn't responsible for the accuracy, practices, security, or content of any of them. Whatever agreement you reach with a lender is strictly between the two of you.

Before you accept any loan offer, take a few minutes to read that lender's own terms, fees, and privacy policy.

To the fullest extent the law permits, Clear Debt Strategy and our officers, directors, employees, agents, and successors won't be liable for indirect, incidental, punitive, special, or consequential damages — including lost revenue or data — stemming from:

• Your use of this website, or an inability to access it
• Decisions you make based on information found on this site
• Unauthorized access to your personal information
• The conduct, content, or actions of a matched lender or any other third party
• Technical errors, service interruptions, or system outages

These terms are governed by the laws of the State of North Carolina, without regard to its conflict-of-law provisions. Any dispute arising from or related to these terms falls under the exclusive jurisdiction of the courts of Mecklenburg County, North Carolina.

We may revise these terms periodically. If you keep using the site after a change, that means you've accepted the updated version — you'll always find the current terms posted right here.

Questions about any of this, or anything else? Here's how to reach us: