I had four different due dates in my head at once. Now it's one loan, one date, and I actually know where I stand.
RA
Renee A.
Loan consolidation, Georgia
No cost to check. Nothing to sign today.
One loan. One lender.
One direct line.
Clear Debt Strategy puts you in direct contact with a personal loan lender, so you can look at bringing what you're carrying together into one loan, with one lender, on terms built around your own numbers.
Check my loan options
Checking runs on a soft pull — it won't touch your credit score.
No middleman added in
Just a few quick questions
A real lender, not a queue
No cost to check
Nothing to sign
Matched to a lender
Direct, no specialist
Nationwide lenders
A network that reaches across the country
One direct line
No specialist or call center standing in between
Soft-pull only
Looking at offers won't touch your score
No cost to check
There's nothing to pay to see what's available
Loan availability, rates, and terms vary by lender and by your own qualifications — full disclosures are below.
Juggling more than one balance makes it harder to see where you actually stand.
Multiple loans or cards means multiple due dates, multiple minimums, and multiple lenders who don't talk to each other. It's easy to lose track of the full picture even when you're current on everything.
A personal loan built to bring those balances together gives you one lender, one due date, and one clear line to the people who can answer your questions — instead of several accounts pulling in different directions.
What you'd actually qualify for depends on your credit, income, and existing balances — your lender can walk you through it.
Here's what happens after you reach out.
Three steps, nothing to sign up front, and no obligation once you see the offer.
1
Tell us what you're working with
A short set of questions about your current balances and what you're hoping a loan could simplify. Nothing to upload yet.
2
Get matched to a real lender
You're connected straight to a lender who works with situations like yours — not a directory of companies competing for your information.
3
Look at the actual offer
Review the terms, ask your questions, and decide for yourself whether it makes sense. Nothing is final until you say so.
You'll hear from an actual lender — not an automated queue that leaves you waiting.
- No cost to check your options
- Direct contact with a lender, not a specialist
- You decide whether it makes sense
What working with Clear Debt Strategy actually feels like.
One direct line, nobody standing in between — just you and your lender.
No cost to check
There's no charge to get matched through Clear Debt Strategy, regardless of which lender you end up working with.
Your information stays contained
Encrypted moving through our system and shared only with the lender you're matched to — never handed off to unrelated call centers.
One conversation, not a dozen calls
You're linked up with a lender directly, instead of your number getting circulated to a list of unrelated companies.
Best suited to established balances
This route tends to make the most sense once you've got a few ongoing accounts to bring together — your lender can tell you if that's where you stand.
There's no cost to see what you'd actually qualify for.
Checking your options costs nothing up front and doesn't commit you to anything. It starts with a soft pull, so looking won't affect your score.
- Just a soft pull — your score stays untouched
- No obligation to accept whatever your lender offers
- A real lender reviewing your file, not a call-center script
Where your file standsLive
Details reviewed
Soft pull only — no score impact
Matched with a lender
Reviewing your details directly
Reviewing your offer
Ready for you to look at
Next stepYour call
This is probably worth a look if you're dealing with —
You don't need a perfect credit score or a fully mapped-out budget — just a willingness to look at where things actually stand.
See if this fits my situation
Or call (844) 762-1032 to talk it through first.
No-cost, no-obligation review
Just a few quick questions to start
More than one loan or credit card balance to keep track of
Payments spread across several due dates each month
A rate that feels higher than it should be on at least one account
Wanting one clear line instead of several scattered ones
A single loan isn't automatically the right move for everyone — which is exactly why we connect instead of push. If it doesn't fit your situation, your lender will say so plainly.
What people say once they see an actual offer
A few people Clear Debt Strategy has matched straight to a lender.
Getting matched with an actual lender, not a form that disappears into a black hole, made the whole thing feel real.
MD
Marcus D.
Loan consolidation, Illinois
I could see the full offer laid out before I agreed to anything. That mattered more to me than I expected it to.
SL
Sofia L.
Loan consolidation, Arizona
Questions people usually ask first
Getting matched and looking at your options is built around a soft inquiry, if there's one at all, so it typically won't touch your credit score. If you decide to move forward, ask your lender directly how their process affects your credit before you sign anything.
No. We're a connection service, not a lender. We match you with a personal loan lender who works with situations like yours — we don't lend money ourselves or set your loan's terms.
Getting matched through Clear Debt Strategy costs nothing. Your loan's actual rate and terms are set by the lender and explained to you before you agree to anything.
Most lenders in our network work with unsecured debt — credit cards, existing personal loans, and medical bills among them. Secured debt, like a mortgage or an auto loan, usually isn't part of this.
That depends on the lender and on your own file. Once they have your information, your lender can give you a realistic sense of what to expect.
Your information is encrypted in transit and only shared with the lender you're matched to — it's never sold off to unrelated third parties or call centers.
Get a clearer look at what one loan could actually replace.
Checking costs nothing and doesn't commit you to anything. Worst case, you know more than you did before you looked.
Check my loan optionsNo cost to check your options
No obligation to accept an offer
Direct contact with a real lender
Continue Your Request
See what fits your budget.
Share a few details below and your request goes directly to a personal loan lender for review. Approval, amount, rates, fees, and terms are decided solely by the lender.
No application fee charged by this website
Soft pull only — checking won't touch your credit score
No obligation to accept whatever your lender offers
Prefer to talk? Call (844) 762-1032
Clear Debt Strategy
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Clear Debt Strategy
One direct line to a lender
(844) 762-1032
Mon – Fri, 8:00am – 6:00pm CT
1201 Founders Row, Suite 220, Charlotte, NC 28203
Important Disclosures: Clear Debt Strategy is a marketing website that matches consumers with third-party personal loan lenders, and is not itself a lender, broker, law firm, or credit counseling agency. We do not provide legal, tax, or financial advice, and we do not set your loan's rate, terms, or approval — those are determined solely by the lender you're matched to. There is no fee to use Clear Debt Strategy. Loan products, rates, and terms vary by lender, are not offered to every applicant, and are not available in every state — approval is not guaranteed, and no specific rate, term, or amount is promised by us or by any lender in our network. Taking on a new loan is a financial decision with real consequences; review any offer carefully, including its rate, fees, and repayment terms, before you agree to anything. We may be compensated by lenders in our network for matches made through this site. Review the Terms & Conditions and Privacy Policy before submitting any information.